Next-Generation Payment Infrastructure
Eliminate disputes and fraudulent claims while increasing processing speeds and success rates all without compromising compliance and security.
Trusted by Africa's Leading Financial Institutions .
Financial Service Providers (FSPs) lose billions annually due to high disputes, fraud, and transaction failures, caused by traditional and centralized payment infrastructures.
High disputes
Customers are debited by their Financial Service Provider but transactions fail at the payment terminal so they don’t receive value.
Increased Fraudulent Claims
Fraudsters exploit system weaknesses by filing false claims for refunds against successful transactions, costing institutions time and money.
Transaction Failure
Unreliable systems cause payments to fail, leading to lost revenue, frustrated customers, and increased operational costs for financial institutions.
Migrate To The Most Reliable Payment Infrastructure Today!
Zone is a decentralized payment network that enables the direct routing and processing of payment transactions between financial institutions.
Reliable Transactions
Our decentralized payment network guarantees high availability and ensures that transaction processing is lightning-fast at scale and during peak periods.
Frictionless operations
The Zone network automates back-office operations thereby eliminating slow and cumbersome manual activities associated with settlement, reconciliation, and dispute management.
Universal Interoperability
With end-points that simplify integration to legacy Banking and payment applications, Zone is connected to most of Nigeria's Banks, Fintechs, and other financial institutions.
The world's most advanced operating system for payments
Our supported payment channels are built on the latest version of our regulated blockchain framework. By leveraging the network's advantages, these payment channels enable the delivery of reliable, frictionless, and universally interoperable payment experiences at scale.
LICENCES
Licensed by the Central Bank of Nigeria.
Regarding compliance and information security, we adhere to regulatory guidelines and global best practices
How it works
Learn how the product works
It combines blockchain technology with regulatory legitimacy, enabling mainstream adoption across various domains
Routing
Transactions are routed between financial institutions without relying on a central intermediary. This ensures reliability and eliminates the risk of system-wide failures.
Reconciliation
Ensures visibility between payment terminals and issuer core systems which enables real-time auto-reconciliation of transactions to ensure consistency across counterparties.
Settlement
Payments are settled in real-time which provides immediate value to financial institutions and consequently unlocks liquidity for businesses to scale their operations.
Learn about our story
Case studies
How Africa's biggest banks are processing ATM transactions with Zone
We leverage advanced blockchain technology for secure payments.
To improve quality of service on the PoS channel and with written approval from the Central Bank of Nigeria, Zone has partnered with Nigeria's National Clearing House and Central Switch; NIBSS to decentralize Payment Terminal Service Aggregator (PTSA) functions using Blockchain.
99.10%
Transaction success rate
100%
Network uprate time
100%
Network uprate time
