1. Purpose of the Website

This Website provides general information about Zone, its payment network, technology capabilities, and ecosystem participation across Africa. Information on this Website is provided for informational and corporate communication purposes only.

2. Eligibility and Acceptable Use

You agree to use this Website only for lawful purposes and in a manner that does not:

• Breach any applicable laws, regulations, or regulatory guidance
• Infringe on the rights of Zone or third parties
• Interfere with the security, availability, or integrity of the Website
• Attempt to access restricted systems or data without authorization

Zone may suspend or restrict access to the Website where misuse is identified.

3. No Offer or Advice

Nothing on this Website constitutes:

• An offer, solicitation, or recommendation to use any payment service
• Financial, legal, regulatory, or investment advice

Access to Zone’s products and services is subject to separate contractual, technical, and regulatory requirements.

4. Intellectual Property Rights

All materials on this Website, including text, visuals, branding elements, software, documentation, and design are owned by or licensed to Zone and are protected under applicable intellectual property laws. You may not copy, modify, reproduce, distribute, or use any content without prior written permission from Zone.

5. Accuracy of Information

While Zone takes reasonable steps to ensure accuracy, information on this Website may be updated, modified, or withdrawn at any time. Zone does not guarantee that content will always be current, complete, or error-free.

6. Third-Party Content and Links

This Website may reference or link to third-party websites or resources. Zone does not control or endorse such content and is not responsible for the availability, accuracy, or practices of third parties. Use of third-party sites is at your own discretion and risk.

7. Privacy and Data Protection

Any personal information collected through this Website is handled in accordance with Zone’s Privacy Policy and applicable data protection laws.

8. Website Availability

Zone does not guarantee uninterrupted or error-free access to the Website. The Website may be unavailable due to maintenance, upgrades, or circumstances beyond Zone’s control.

9. Limitation of Liability

To the fullest extent permitted by law, Zone shall not be liable for any loss, damage, or expense arising from your access to or use of the Website, including indirect or consequential loss.

10. Regulatory Positioning

Zone operates as a regulated payment infrastructure provider in applicable jurisdictions. The information provided on this Website does not override regulatory requirements or contractual obligations governing Zone’s services.

11. Changes to These Terms

Zone may revise these Terms at any time. Updated versions will be published on this Website and will take effect immediately upon posting.

12. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

13. Contact

For enquiries regarding these Terms, please contact: legal@zonenetwork.com or info@zonenetwork.com